baxydinkarda lujvo

x1=k1 is a debit/bank/check card with balance x2=j1 at bank/financial institution x3=b1=b2

Necessarily coupled to bank account(s) with withdrawable (positive) balance. See payment card (lejykarda), credit/charge card (jitseldejykarda/detseldejykarda) and stored-value card (vamveile'ikarda). Cf. maksriveikarda, lejykardymi'i, banxa, pleji, jdini.

In notes:

detseldejykarda
x1=k1 is a charge card with accumulated debt x2=dej1 to creditor x3=dej3, with due date x4=det1
jitseldejykarda
x1=k1 is a credit card with accumulated debt x2=d1 to creditor x3=d3, with credit limit x4=j1
lejykarda
x1=k1 is a payment card with cardholder x2=p1 for usage x3=p4, accepted by payee/merchant x4=p3
lejykardymi'i
x1=m1 is a payment card reader for use/function x2=m2, accepting card x3=k1
vamveile'ikarda
x1=k1=vr4 is a stored-value/gift/pre-paid card with stored value x2=va1=vr1 for usage x3=va4=p4, accepted by payee/merchant x4=va3=p3