x1=k1=vr4 is a stored-value/gift/pre-paid card with stored value x2=va1=vr1 for usage x3=va4=p4, accepted by payee/merchant x4=va3=p3
Mustn't be associated with account debit/credit since value is pre-set (and stored wherever). Normally anonymous/without cardholder. Cf. lejykarda, baxydinkarda, jitseldejykarda, detseldejykarda, maksriveikarda, lejykardymi'i, jdini.